Sunday, June 16, 2013

Cool Banners

So I started off by signing up for

This is a free site and you can make as much banners as you like, although you are limited to a few things.
You can create any type of banner you like and make it as flashy or as simple, like mines as you want. You pick the height the font, colors, and websites you would like to use. Here is the banner I made. It's a start to more banners coming soon.

Here's how the first part looks. You can choose different settings, add text, image, clipart,button,video, play slide and add color. You can make it look however you want it to look, it all depends on how you want it to look.

After your done making everything look how you want it too, you preview it first so that you can make sure there are no mistakes. Then press update and you can publish it, you can make it public or private.
When it all looks good, go ahead and press update. After this is done your banner is up there for everyone to see or just for you to see. If you want to have others see it, then you need to start by putting your ad all over. Such as social media(twitter, facebook, pinterest, etc). Copy your banner and paste it onto your social media page for everyone to see, and there you go.

Friday, June 14, 2013

Statistics about student debt

We're number one! (For student indebtedness.) And number two! (For repayment of student debt.)
New data released by the New York Federal Reserve Bank shows that the nation's capital leads the country in student debt concentration.
25.9 percent of District of Columbia residents carry at least some student debt. Following D.C. in concentration of student debt is Minnesota with 22.3 percent. Hawaii has the lowest concentration of student indebtedness -- just 11.5 percent. The national average is 16.2 percent of a state's residents with some student loan debt.
D.C. also has the highest average amount of debt per borrower. The average student loan borrower in D.C. owes a somewhat astonishing $41,230, compared with a nationwide average of $24,810. Maryland has the second highest-amount per borrower -- $28,330. Virginians with student loans owe, on average, $26,310.
On a positive note, D.C. has the country's second-lowest student loan delinquency rates -- 7.3 percent. South Dakota is number one -- that is, it has the country's lowest delinquency rate -- at just 6.6 percent. West Virginia has the highest delinquency rate with 17.8 percent. The national average is 11.7 percent.
Check out the nationwide maps of amount owed and delinquency rates:
WAMU examined the findings and came to some interesting conclusions.
First off, the D.C. Metro region has the highest proportion of graduate degrees in the country, according to the U.S. Census. Fully 22.9 percent of local residents have gained a graduate or professional degree, likely adding debt in the process. But as they add debt, they also increase their job prospects—especially in the D.C. region, which weathered the recession better than many parts of the country and remains a magnet for young professionals.
More importantly, though, is the fact that while D.C. students might be weighed down in debt, they're managing it pretty well. According to the Federal Reserve, the percent of student loan debt that is delinquent by more than 90 days stands at 7.3 for D.C., lowest in the country. In Virginia, it's 9.6 percent, below the national average of 11.7 percent; Maryland, for its part, stands at 12.1 percent. West Virginians fare worst, with 17.8 percent of students 90 days delinquent.
Original Article:

Saturday, June 1, 2013

Test studying tips

Study Help
 online study skills

So recently I finished my finals at school, Oh my gosh just super crazy and annoying. I was tired and cranky I felt like a toddler who needed a nap for the past two weeks. But finally it's over, but only it's not over I have summer classes :-(. Oh well I need to start moving a lot faster if I want to graduate on time and find a decent job to support me and my family. I am a computer engineering major and I am so far loving it, although I can't run away from the math. It's been hectic with this math, I have to take calculus 1 and 2. Then I have to take linear algebra, plus differential equations. I should have ran when I heard that, but I really like this major so I'll stick it out.
How I studied  
So let's get to why I am actually writing this blog, to explain how and what I did to prepare for these finals. In my other blog finals week!!, I stated a few things that I do when I am studying. But I actually had help by a product that I found online. It's a cool product that helps speed up learning and makes studying a lot simpler.  It helped me through out my finals in the last two weeks of school. Even though for the first week of studying I was having trouble, I stopped having trouble when I discovered this product Studying faster.

It's by Scott Young and it truly is something different. You'll be able to memorize difficult subjects  just by using pictures and remembering your favorite songs. You'll be able to get a great nights sleep and not have to worry about that 8AM test.  At first when I saw this product I was really not sure whether I should try it or not, because I thought I had all the right methods. Well I didn't, when I was in high school I seriously did not study hard because I felt I didn't have too. As I entered college that logic changed and I was stuck looking for help everywhere. Professors is they were nice enough tried but was only available during office hours, which are only 2-3 hours, and tutoring  was available but you had to go on a waiting list and blah, blah. It was tough the first year, and my GPA wasn't all that great either, I ended up with a 2.94 it's okay but not great. All I'm saying is give the product a shot, it cannot hurt which I thought it would.